Thoughts on Health Care Reform from a Reader
Just got an interesting email from a reader sharing his thoughts on health care reform (emphasis added):
Everyone should be required to purchase a minimal level of health care insurance. Twenty somethings don’t want to pay for health insurance that they may not use, but if they have an accident they want society to pay their medical bills.
The only way to pay for this coverage is through a general tax. It’s a scary thought but a minimum VAT tax to cover this minimum coverage is the best of all bad choices. The downside is its WAY too easy for additional VAT taxes to be raises to cover other nonsense items. Remember what happened to Lottery proceeds? Actuarial analysis will determine the VAT rate. All funds must stay in the pool and are invested like any other health insurance company premiums. Stopping Benefit Creep which killed Social Security must be vigorously defended.
I would like this minimal health care coverage which has a payment co-pay and a small deductible to be run by an insurance company. I don’t care which one. The insurance company would do a better job of administering such a program than any government agency.
The coverage would include preventative health care and the genetic lottery diseases which a person has no control over. Life style tax credits and penalties would be instituted.
A REASONABLE payment schedule which compensates doctors and treatment centers for services provided is necessary. The rate schedule needs to be published. In addition, a cap on “pain and suffering” malpractice judgments is needed.
Like Medicare, a person can buy additional coverage beyond the basic coverage.
Insurance companies must live up to the spirit of reimburse medical expenses & can’t drop a person because the person finds out they now have cancer.
The simpler the program guidelines, the better chance the program will succeed. Simple programs reduce the social engineering.
What are your thoughts? Share them in this open forum…
